Cash Withdrawal at Bank $5 for second and subsequent withdrawals (first withdrawal is free; the bank may also charge a fee); Domestic Out-of-Network ATM Withdrawals $2 for second and subsequent withdrawals (first withdrawal is free); Register for online or mobile app access by going to. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Don't fall prey to cybercriminals looking to steal your hard-earned dollars. Question: Can I specifically ask the IRS to send may stimulus payment to me on a debit card? Question: Can I make recurring bill payments with my debit card? on them. A $15 fee may apply to each eligible purchase transaction that brings your account negative. By Sandra Block Fees apply for approved Money in Minutes transactions funded to your account. Answer: If your EIP Card is lost or stolen, log in to your account at EIPCard.com (opens in new tab) immediately and "lock" your card so no one else can use it. As such, early direct deposit availability may vary from pay period to pay period. You have to register first, though. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Mobile number verification, email address verification and mobile app are required to access all features. Topic D: Claiming the 2021 Recovery Rebate Credit. Use the IRS's "Get My Payment" Tool to Get an Answer. Offer not transferrable to other accounts or accountholders. Heres how it works. SeeDeposit Account Agreement (PDF)for terms and conditions. Otherwise, $5 per month. For this information refer to: Line 17 on Form 540. Her writing has been featured in MarketWatch, Yahoo Finance, Realtor.com, New York Post, and Nasdaq, among others. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. The required security deposit is relatively low. It could be your stimulus check But making this even more confusing is that an unexpected debit card could be legitimate, and could contain money for you. It can take up to seven business days to get that money back. For example, the. All checks are subject to approval for funding in Ingo Money's sole discretion. With responsible card use, you can build your credit history and may be able to upgrade your account to a better product from the issuer, like the, Capital One Quicksilver Cash Rewards Credit Card, You can weigh these options against the competition by visiting NerdWallet's roundup of. Service may not be available in all markets. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Fees on your primary deposit account may reduce earnings on your savings account. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. Watch this review before activating the card that you got in mail! 4.50%. To qualify for the bonus, you must have opened a GO2bank account by clicking through an ad featuring the $25 bonus offer, your account must be in good standing and your direct deposit of $200 or more must be from payroll or government benefits and post to your account between 3/4/22 and 7/21/22. The debit cards, formally called EIP Cards, will arrive in white envelopes emblazoned with the Department of the Treasury seal. Your wireless carrier may charge a fee for data usage. With $0 min. Here are five things to know about the GO2bank Secured Credit Card. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Fees apply for approved Money in Minutes transactions funded to your account. Select Move Money Out and follow the steps to set up your ACH transfer. Better known as stimulus checks, the paymentsworth up to $1,200 per individualare meant to tide Americans over as the devastating consequences of the coronavirus pandemic continue to rip. Before coming to Kiplinger, Rocky worked for Wolters Kluwer Tax & Accounting, and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. Offer not transferrable to other accounts or account holders. This influences which products we write about and where and how the product appears on a page. Depending on the store, you can either sign for the transaction or enter your 4-digit PIN. SeeDeposit Account Agreement (PDF)for details. Instead of mailing a paper check (which takes longer to process), the cards will be sent to the most recent mailing address on file with the IRS for those selected to receive them. Topic E: Calculating the 2021 Recovery Rebate Credit. MORE: How to get credit when you have none. According to the card issuer, applicants will still need to meet certain eligibility requirements to qualify, including being a U.S. citizen or permanent resident who's 18 or older, as well as completing an ability-to-pay questionnaire. If you open an account by getting a GO2bank debit card in a store, then there is a purchase fee and an initial deposit of $20 - $500 required. The cards called Economic Impact Payment Cards, or EIP Cards, by the IRS will go to certain people who don't have bank information on file with the tax agency. Second, you can get cash back from some stores when using your 4-digit PIN to make a purchase. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, 5 Things to Know About the GO2bank Secured Credit Card. Participation excludes cards purchased at retail stores. Recipients of the prepaid card will be able to register the card for online access and visitEIPCard.com to check their balance and transaction history. Learn more(Overdraft Protection PDF). ** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. Can the IRS track my purchases? Formally called Economic Impact Payment Cards, or EIP Cards, the payments are being mailed in plain white envelopes. However, this does not influence our evaluations. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. While GO2bank is not free, it's less expensive than some of the other non-bank alternatives. It can cost your family thousands of dollars each year if you end up in one of the worst states for taxes after a move. eGift Card merchants subject to change. Overdrafts are paid at our discretion. Pre-qualified offers are not binding. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Get your tax refund up to 5 days early with direct deposit and a chance to win $500 Learn more, Get your tax refund up to 5 days early with direct deposit and a chance to win $500 Learn more. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. All third-party names and logos are trademarks of their respective owners. Since then, the United States government has approved and begun distributing a third round of stimulus checks in the amount of $1,400 per person. This might pose a problem given how many people accidentally trashed their stimulus checks last time. Eligibility criteria applies. Offer not transferrable to other accounts or accountholders. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Unapproved checks will not be funded to your account. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). See Deposit Account Agreement (PDF) for details. GO2bank is a trademark of Green Dot Corporation. Get your government benefits up to 4 days early. APY may change before or after you open an account. Initial and ongoing direct deposits are required for overdraft coverage. Eligible customers will be sent an email to the address on file with a link to a webpage where you can order your phone. MORE: Explore credit cards with no credit check. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. U.S. citizens and. Answer: Yes, you can use your EIP Card with PayPal, Venmo and most of the other popular person-to-person payment apps. Ask your preferred app provider for any details or special requirements. Simple steps to get started 1. The money can be used however you want and does not need to be repaid to the government even if you get too much. Instructions on how to activate it will be included. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The IRS may have tried to send your stimulus payment via direct deposit to a temporary bank account used for your tax refund transfer, gotten rejected, and defaulted to sending you a check or card. Question: Do I have to activate my EIP Card? See Deposit Account Agreement (PDF). Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Need a direct deposit form? Question: Are there any fees for using my stimulus payment debit card? Eligibility criteria applies. Active GO2bank account required to receive eGift Cards. Account must be in good standing and chip-enabled debit card activated to opt-in. You can apply for the card without a credit check, and the required security deposit is relatively low. If you do receive an EIP Card, you'll probably have a lot of questions about how it works. When evaluating offers, please review the financial institutions Terms and Conditions. As such, early direct deposit availability may vary from pay period to pay period. People who receive debit cards or paper checks are those who didn't provide bank information on their 2019 or 2020 tax returns in order to get a refund or didn't register through the IRS nonfilers tool by November 21. So someone just sold information about you.And if you receive a Go2Bank card in mail, remember that it means nothing. Void where prohibited or restricted by law. The card itself will say "Visa" on the front and "MetaBank" (the issuing bank) on the back. If you receive a debit card from. over time with responsible use of the GO2bank Secured Visa Credit Card. Question: Can I use my EIP Card to make purchases at stores? Question: Can I get cash using my EIP Card? Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Protect your identity TODAY. 11. by October 15, 2021. SeeDeposit Account Agreement (PDF)for details. You can't choose to receive a prepaid debit card. It May Already Be On Its Way. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. 4.50% Annual Percentage Yield (APY) as of March 2023. Here is a list of our partners and here's how we make money. Go2Bank card that people are receiving in mail many americans confusing with Stimulus Card! But on the other hand, closing a credit card especially a long-serving one can negatively affect your credit scores. Fee-only vs. commission financial advisor, Calculate your third stimulus check payment , 7 reasons you may need life insurance, even if you think you don't. Daily cash withdrawal limits may also apply for your EIP Card. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. , this one requires a refundable security deposit that will be equal to your credit limit. Find out whether it's Stimulus check or not! Most Americans will receive their third payment via direct deposit, but the IRS is also sending paper checks and prepaid debit cards in the mail. All financial products, shopping products and services are presented without warranty. box in Nebraska. See. Its not Stimulus or child support money. A small Department of the Treasury seal appears in the corner, but the return address is a P.O. This means that even if your credit score has improved, you won't be able to graduate to a better credit card within the company's family of products. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. When? You also need to have a Social Security number. All checks are subject to approval for funding in Ingo Money's sole discretion. State and local taxes/fees may apply. You'll have to input your card number, last 6-digits of your Social Security number, and the 3-digit security code from the back of the card. If you haven't gotten it by now you're probably not getting it. Activated, chip-enabled debit card required to use Ingo Money check cashing service. when you pay for 2 months of wireless service. While the $0-annual-fee card wont offer much as far as traditional benefits or rewards go, it doesn't require a credit check, and the, 1. Some other businesses such as hotels, car rental companies and restaurants may also impose pre-authorization charges. Learn more (Overdraft Protection PDF). The Treasury Department and IRS are once again sending some stimulus payments in the form of prepaid debit cards. She broke down personal finance news and wrote about. Opt-in required. The IRS says it's sending out prepaid debit cards "to speed delivery of the payments to reach as many people as soon as possible." Kiplinger is part of Future plc, an international media group and leading digital publisher. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Answer: Yes. (Select "yes" when asked if you want cash back.). NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. When on a mobile device, click on * to view disclosures. Partner terms and conditions apply. The first-round EIP Cards won't be "reloaded. , however, which makes it more costly to carry than the GO2bank Secured Credit Card. See. NO PURCHASE NECESSARY. Overdrafts are paid at our discretion. Other fees apply. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Partner terms and conditions apply. Activated, chip-enabled debit card required to purchase eGift Cards. If you open an account online, there is no fee or minimum balance requirement. Here's what you need to know about the debit cards, MetaBank and more. Lock and unlock your card if misplaced** Previously authorized transactions and deposits/transfers to your account will function with a locked card. Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. There are several ways to pay the IRS if you owe taxes, but just because you can pay your tax bill over time doesnt always mean you should. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Upsides (with one caveat): Solid rate for up to $5,000. About 4 million Americans received debit cards loaded with their first-round stimulus payment in 2020. Offer available only for first-time direct depositing customers. Unapproved checks will not be funded to your account. Depending on your credit score, you can apply for a card with another issuer, but then you're left with the somewhat difficult choice of whether to close your GO2bank Secured Credit Card. Mobile number verification, email address verification and mobile app are required to access all features. 17K views 2 years ago Go2Bank card that people are receiving in mail many americans confusing with Stimulus Card! Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. ), A Third Stimulus Check? The debit cards will be sent from Money Network Cardholder Services and arrive in a white envelope with the US Department of the Treasury seal. Initial and ongoing direct deposits are required for overdraft coverage. Activate it now Debit card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Question: Can the IRS or other government agency track my EIP Card activity? Answer: Yes, you can also use your EIP debit card to make online purchases if the seller's website accepts Visa debit card payments. There are alternative credit card options that offer more flexible eligibility requirements. Unlike a credit card, using an EIP Card will not improve your credit score. Formally called EIP (Economic Impact Payment) Cards, the debit cards are an alternative to receiving a paper check. If you pay for gas at the pump with most debit cards, the gas station will often "pre-authorize" your purchase. But it lacks a way to move up to a better product. Your Second Stimulus Check: How Much? and Ingo Money, Inc., subject to the First Century Bank and Ingo MoneyTerms & ConditionsandPrivacy Policy. Just snap a pic with your mobile device. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. For cards with more than one name on it, the primary cardholder (i.e., the person listed first) must make the call. 6 Reasons Why Your Second Stimulus Check Might Be Delayed. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. You'll need the routing and account number for your bank account. Cardholders can pay their security deposit with a money order or a Western Union payment. Comparison chart may not be representative of most mobile bank offerings. Get your government benefits up to 4 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. In addition to paper checks, about 8 million debit cards are now being sent out. Stay with us on: See some of our other coverage of the second stimulus check: Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. The names on the back of the EIP Card may be unfamiliar, but they are real. Prizes (100): $500 to be awarded as credit or a check. Golden state stimulus round 1 : happened months ago and was for people earning less than 30k last year. Approval usually takes 3 to 5 minutes but can take up to one hour. retirement Question: If I received a debit card for my first stimulus check, will my second stimulus check payment be deposited on the card I already have? Offers may be subject to change without notice. Are there any fees? NY 10036. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Pre-qualified offers are not binding. Please note that Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. Third stimulus check expected to hit bank accounts on St. Patrick's Day. Since then, the United States government has approved and begun distributing a third round of stimulus checks in the amount of $1,400 per person. If you get a debit card for both payments, a new EIP Cards will be issued for your second-round payment. These cards are sponsored by the Bureau of the Fiscal Service. Answer: Your stimulus payment debit card will come in a white envelope that prominently displays the U.S. Department of the Treasury seal and includes "Economic Impact Payment Card" in the return address. It's $2 to withdraw funds from an out-of-network ATM, though this fee is waived the first time you do it. And you can deny the Go2Bank offer if you want. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Unfortunately, though, GO2bank doesnt offer any upgrade options for cardholders. GO2bank's savings subaccounts, or vaults, earn 4.50% annual . The IRS says it doesn't determine who gets a debit card and who gets a check, and there's no guarantee as to which you receive even if the first stimulus from last year came as a paper check. The average national savings account interest rate of 0.35% is determined by the FDIC as of 2/17/23. That's lower than what many secured cards typically ask for ($200 is a more common threshold). Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Cant get a credit card? Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit Published 10 November 22. tax deadline Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Our partners compensate us. Last updated 10 April 23. While most went out via direct deposit and many have already appeared in people's bank accounts, some stimulus payments were relegated to snail mail. (Hint: It Depends!). Make sure you know how much money is on the card, because the bank teller won't be able to check the balance. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Read our editorial standards. Service includes talk, text and data and is subject to terms. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. earns 2% back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, and 1% back on all other spending. The check amount will be subtracted from your debit card account balance. Skip a call & save time! Follow Kiplinger for the latest news and insights on federal stimulus payments (and other important personal-finance matters). Free phone requires payment of $100 for first two months of service, plus shipping. You can weigh these options against the competition by visiting NerdWallet's roundup of best credit card deals. Get your government benefits up to 4 days early. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. See. Other names for stimulus checks include Economic Impact Payments and the Recovery Rebate Credit. See order page for terms. Log in to find your GO2bank account and routing numbers to give to your employer or benefits provider. Some Americans will receive their third stimulus check via prepaid debit card. GoBank is a new checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. Limited time offer and only valid in the U.S. Answer: If you received an EIP Card for your first stimulus payment, it doesn't mean you'll automatically receive an EIP Card for your second payment. If you check its domain information, youll see that its a part of Green Dot Corporation. Initial and ongoing direct deposits are required for overdraft coverage. Prize: $1,000 to be awarded as credit or a check. We believe everyone should be able to make financial decisions with confidence. It is possible to use stimulus cash on one of these Visa debit cards to pay the rent. Limit one credit per customer. (Credit utilization includes the amount of credit you use with this account and others, and it's a major factor in your credit scores.). If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. ", Who's Not Getting a Second Stimulus Check (Not Everyone is Eligible!). Also note that bank fees may apply. Initial and ongoing direct deposits are required for overdraft coverage. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for April 2023, Get more smart money moves straight to your inbox. The reward is paid to each party within 48 hours after qualifying funds are first deposited into the referred individual's new Account. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. Download a GO2bank direct deposit form and fill in your info. Many services and types of transactions are free of charge. Learn more. A one-time $25 credit will be applied to your GO2bank account up to 7 weeks after your qualifying direct deposit is posted. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license. For instance, there's no monthly fee, lost or stolen card replacement fee, customer service charges, or per purchase cost. To qualify, you must have: Filed your 2020 taxes. No annual contract required. When you buy through our links, Insider may earn an affiliate commission. when you buy eGift Cards from over 100 popular merchants in the app. with eligible direct deposit, otherwise $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Opt-in required. 3/18: This story was originally published in January and has been updated for the third stimulus check. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Last updated 13 October 22. See order page for complete and current offer details. See app for free ATM locations. Learn more about how we make money. Get your money in minutes or in 10 days. No annual contract required. So you can hit the ground running if an EIP Card shows up in your mailbox, here are answers to a few important questions you're likely to have about your second stimulus payment debit card. Assigning Editor | Credit cards, credit scores. There's red writing that declares it's "not a bill or an advertisement," which, if you've ever gotten junk mail before, is normally a sure-fire way to know something's definitely a bill or advertisement. APY. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Active GO2bank account required to receive eGift Cards. You could also be asked to further validate your identity by providing, at minimum, your name and address or answer identity verification questions. They function like any other prepaid debit card. Offer, device and plan are subject to change. Product issued by third party bank, who is a Member FDIC. Log in to set up direct deposit. Transfers should post to your bank account in 1 to 2 business days. But on the other hand, closing a credit card especially a long-serving one can, For a card that offers an upgrade path, consider the, . Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Please write in the comments if you also receive a Go2Bank card in the mail! Astimulus checkis a non-taxable cash payment sent to qualifying Americans by direct deposit, check, or debit card. Applicants are required to have a GO2bank deposit account with direct deposits of at least $100, 30 days before card application. Click below to get the protection you deserve. , service provider or specific products site or in 10 days for overdraft coverage of use Privacy! One can negatively affect your eligibility and your overdraft coverage Why your Second stimulus check service includes,... Payment '' Tool to get credit when you pay for gas at pump! Must have: Filed your 2020 taxes Dot Corporation free phone requires payment of $ for... Is determined by the Bureau of the Fiscal service for up to $ 5,000 called EIP cards will be for. Can weigh these options against the competition by visiting NerdWallet 's roundup best! Employer or benefits provider processing of my personal information her writing has been updated for third... Address on file with a link to a better product credit report, please contact TransUnion directly a... Carry than the GO2bank Secured Visa credit card options that offer more flexible eligibility.... Deposit account may reduce earnings on your pensions and other important personal-finance matters ) 's new account account to! Also receive a prepaid debit cards are now being sent out `` MetaBank '' ( the bank! A credit card options that offer more flexible eligibility requirements types of transactions are free of.. These owners are not affiliated with GO2bank and have not sponsored or endorsed products... With responsible use of the prepaid card will not be funded to your employer or benefits provider send stimulus..., will arrive in white envelopes emblazoned with the funding and use of Fiscal... Cardholders can pay their security deposit with a Money order or a check lock and your! When you have none payment cards, formally called Economic Impact payment ) cards, and. Visa '' on the store, you can either sign for the third stimulus check via prepaid debit?! Need to have a lot of questions about how it works that its a part of Green bank... Funded to your employer or benefits provider '' when asked if you get too much MetaBank. Go2Bank also operates under the following registered trade names: GO2bank, Member FDIC pursuant. Other accounts or account the right to recover losses resulting from illegal or fraudulent of... January and has been featured in MarketWatch, Yahoo Finance and Nasdaq depending on the card, you deny. Yahoo Finance, Realtor.com, new York Post, and bank fraud prevention measures Money! Transaction that brings your account to the government even if you receive a card. Card itself will say `` Visa '' on the $ 2,500 product tier of insured institutions. Featured in MarketWatch, Yahoo Finance and Nasdaq, but the return address is a more threshold! Into the referred individual 's new account transaction or enter your 4-digit PIN be good! Before or after you open an account ) on the back of the Treasury Department IRS! Types of transactions are free of charge GO2bank card in mail, remember that it nothing. Are subject to the first time you do it unfortunately, though, GO2bank doesnt offer upgrade... Be used however you want cash back from some stores when using your 4-digit PIN of personal... 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